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Can We Use Someone Else’s Costco Membership Card? The Facts and Pitfalls

September 26, 2025Tourism1139
Can We Use Someone Else’s Costco Membership Card? Costcos policy gener

Can We Use Someone Else’s Costco Membership Card?

Costco's policy generally states that membership cards are non-transferable. This means that you cannot use someone else's Costco membership card to shop at their stores. However, the primary member can bring guests along when shopping, and these guests can make purchases as long as the primary member is present and accompanies them. This policy helps maintain the integrity of Costco's pricing system, which relies heavily on the benefits of membership fees.

The Costco Membership Card and Its Unique Features

The Costco membership card has the owner's picture on the back. Whenever the cashier scans the card, they will verify the photo for authentication. This is part of Costco's security measures to prevent unauthorized use of the card.

In honesty, what is the difference to Costco? They get a sale attributed to a membership paying member, even if the member is not physically present. It's a sale they would likely not have received otherwise. However, Costco aims to avoid such scenarios by encouraging members to bring their own card, as this ensures fair distribution of membership benefits.

Real-Life Experiences

My situation is a bit unique. I joined Costco because the club is close to my office, while my parents' nearest club is not convenient for them. They thus do not have a membership. In the past, I have taken them shopping a few times, and we had no issues with the card. However, I witnessed a situation at my local club where a couple used their grandmother's card to shop without her. When they tried to checkout, they were not allowed. Some cashiers are more diligent about checking the name and photo on the card than others.

The reason for this is that Costco makes a portion of their profits from membership fees. By keeping prices low for members, they have a vested interest in ensuring that every member has their own card. This policy has led to a crackdown on unauthorized use, causing some anger among customers. Authorized shared memberships, where someone else pays for the card but uses their own name on it, are exempt from these restrictions.

What You Can and Can’t Do

Your friend can join you for shopping as a guest, but they cannot use your Costco card without you. If you are both in line and paying for your own stuff, after you pay, you can hand your card to your friend. However, this is strictly allowed only if you are both present and if the cashier is aware and approves.

It is important to note that the restrictions apply to using another person's card as a substitute for your own. Costco enforces this policy to maintain the exclusivity and advantages of its membership system. By following this policy, members can continue to enjoy the benefits of lower prices and special offers that come with being a Costco member.

In conclusion, while it may be tempting to use someone else's Costco membership card, the policy is in place to protect the integrity of the system. To enjoy the full benefits of being a Costco member, it is best to get your own membership card.